Business Insurance in East Texas

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Coverage that works as hard as you do

We help protect what you’ve worked hard to build.

From contractors in Frankston to startups near Tyler, Tatum Insurance Group offers straightforward commercial insurance for small businesses across East Texas. As a local, independent agency, we take the time to understand your work and match you with coverage that fits—nothing more, nothing less. Whether you’re running a crew, an office, or just getting off the ground, we’ll help protect what you’ve built.

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General Liability Insurance

Protects your business from third-party claims like bodily injury, property damage, or legal expenses. It’s essential coverage for almost any business, no matter the size.

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Workers’ Compensation Insurance

Covers medical costs and lost wages if an employee gets hurt on the job. It’s smart protection that helps you take care of your team and your bottom line.

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Professional Liability (E&O) Insurance

Protects service-based businesses from claims of errors, omissions, or negligence. Ideal for consultants, realtors, and professionals who give advice or provide services.

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Business Owner’s Policy (BOP)

A bundled policy that combines property and liability coverage in one cost-effective package. Great for small businesses that need broad protection with fewer headaches.

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Surety Bonds

Gives your clients peace of mind by guaranteeing you’ll follow through on contracts or legal obligations. We offer a range of bond types for different industries.

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Contractors Insurance

Covers the tools, risks, and liability concerns that come with working in the trades. We’ll help you build a policy that fits your specific line of work.

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Roofing Contractors Insurance

Protects against the high-risk nature of roofing jobs, from liability claims to property damage. Tailored coverage built for the roofing business in Texas.

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Landscaping Business Insurance

Helps cover equipment, on-site injuries, and property damage from mowing, tree work, or irrigation jobs. Whether it’s one truck or a full crew, we’ve got you.

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Builder’s Risk Insurance

Temporary coverage for structures under construction, including materials and tools on-site. Essential for contractors and property owners managing new builds or major renovations.

Have questions? You’re not the only one.

  • What kind of insurance does a small business need in Texas?

    It depends on your industry and setup, but most need general liability at a minimum. From there, we’ll help you decide what fits—like property, auto, or a BOP.

  • Do I need contractor insurance if I’m self-employed?

    Yes. Even solo contractors can face lawsuits or equipment damage. We’ll help you get just the coverage you need without overpaying.

  • Can I get affordable business insurance if I’m just starting out?

    Absolutely. We work with multiple carriers and can find a solid starting policy that grows with your business.

  • How do I get business insurance near Tyler or Frankston?

    Just call or click. We’re right here in East Texas and happy to talk through your options in plain language.

  • What’s the difference between general liability and professional liability?

    General liability covers physical risks like property damage or injuries. Professional liability (E&O) protects against claims related to mistakes, missed deadlines, or advice you’ve given.