Personal Insurance in East Texas

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Because life doesn’t come with a manual

Coverage for what matters most.

From your family’s first home to the truck that keeps you moving, Tatum Insurance Group is here to help you protect the life you’ve built. As a local, independent insurance agency serving Frankston, Flint, and all across Texas, we offer personal insurance solutions for the things that matter most—home, auto, boats, RVs, classic cars, and more. We’ll help you bundle where it makes sense and get the discounts you deserve, all while talking to you like a neighbor, not a number.

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Home

Insurance

Your home isn’t just a house—it’s where your life happens. We’ll help protect it from fire, storms, theft, and more with coverage that fits East Texas living.

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Auto

Insurance

Whether it’s your daily driver or the old truck you take to the feed store, we’ve got coverage that fits your driving habits and budget. From liability to full coverage, we’ll walk you through it.

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Recreational Vehicle Insurance

For the RVs, four-wheelers, and weekend toys you take off the beaten path—we offer flexible coverage that keeps your adventures protected.

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Boat

Insurance

Fishing on Lake Palestine? Tubing on Lake Tyler? We’ve got watercraft coverage that floats your boat—literally. Let’s protect your time on the water.

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Short-Term Rental Insurance

Whether it’s a lake house on Airbnb or a cabin you rent out seasonally, we’ll make sure your short-term rental has the coverage it needs to stay protected year-round.

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Classic Car Insurance

When your ride is more than just transportation, we’ll connect you with specialty coverage through partners like Grundy and Hagerty. Because that ’68 Chevelle deserves more than a standard policy.

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Surety Bonds

Need a notary bond, title bond, or court-ordered bond? We issue personal surety bonds quickly and locally—no confusion, no delays.

Have questions? You're not the only one.

  • Can I bundle home and auto insurance in Texas?

    Yes, and it often saves you money. We’ll help you combine policies from the same carrier to unlock multi-policy discounts and simplify billing.

  • Do I need separate insurance for my RV or boat?

    Yes—your standard home or auto policy likely won’t cover recreational vehicles or boats. We offer specific coverage designed for each.

  • Is renters insurance really necessary?

    If you rent your home, it’s the best (and often cheapest) way to protect your belongings from theft, fire, or other covered losses. Many landlords now require it.

  • Does homeowners insurance cover floods in East Texas?

    Typically, no. Flood insurance is a separate policy. We can help you assess your flood risk and find affordable coverage.

  • How much auto insurance do I really need?

    It depends on your vehicle, driving habits, and budget. We’ll walk you through Texas state requirements and help you choose coverage that feels right for your situation.