Landscaping Insurance in Texas
Protect your green business from costly surprises.
Whether you're mowing lawns, trimming trees, or designing outdoor spaces, one accident can uproot everything you’ve worked for. At Tatum Insurance Group, we help landscapers and lawn care professionals across East Texas get affordable, practical coverage that keeps them growing strong—even when the unexpected hits.
From flower beds to full crews.
Your business involves equipment, vehicles, and hands-on labor—all of which come with risk. We’ll build a policy that fits your services, whether you’re a solo lawn guy or running multiple crews. From liability for property damage to coverage for riding mowers and trailers, we make sure your business is protected from the ground up.
Coverage That Works As Hard As You Do
Landscaping coverage combines the essential protections you need on-site, in transit, and on client property. We’ll tailor it to your business size, tools, and service area.
General Liability
Covers property damage or injuries caused while mowing, trimming, or planting.
Equipment Coverage
Protects your mowers, blowers, trimmers, and other tools from theft or damage.
Commercial Auto
Covers trucks and trailers used for transporting crews and gear.
Tree Work Liability
Optional protection for pruning, removals, and higher-risk jobs.
Got questions about lawn care insurance in Texas?
What insurance does a lawn care business need?
At minimum, most need general liability and equipment coverage. Add commercial auto and workers’ comp if you have vehicles or employees.
Do I need insurance just to mow lawns?
Yes—clients can hold you liable for damage or injury. A basic policy helps protect you and shows you're a professional.
How much does landscaping insurance cost?
It depends on your services, crew size, and tools. We’ll get quotes from multiple carriers to find you the best fit.
What about tree trimming or high-risk jobs?
We offer coverage options for tree work, stump grinding, and similar services—just let us know what you handle.
