Group Life Insurance in Texas

A simple way to care for your team.

Offering life insurance through work shows employees that you’ve got their back. At Tatum Insurance Group, we help small businesses across East Texas build affordable group life insurance plans that fit their size, budget, and team needs. Whether you’re looking to offer basic employer-paid coverage or voluntary buy-up options, we’ll help you make it easy and meaningful.

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Benefits that go beyond the paycheck.

Group life is often one of the most appreciated and cost-effective benefits a business can offer. It provides a basic level of protection to all enrolled employees and can be expanded to include voluntary coverage or spouse and child options. We’ll help you find a plan that’s easy to manage, budget-friendly, and valuable to the people who keep your business running.

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Easy For You, Essential For Your Team

Most group life policies offer a flat death benefit (like $25,000 or one year’s salary), with optional buy-up for additional coverage. We’ll help structure a plan that suits your team and compliance requirements.

Basic Life Insurance

Employer-paid coverage that provides a benefit if an employee passes away.

Voluntary Life Options

Employees can purchase additional coverage for themselves and family.

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Portability & Conversion

Some plans let employees take coverage with them if they leave.

No Medical Exams

Often available to employees without health screenings at enrollment.

Got questions about group life in Texas?

  • How does group life insurance work?

    You offer coverage to your employees, and we help set up the plan. You can pay the full premium, split the cost, or let employees opt in voluntarily.

  • Is group life expensive for a small business?

    Not at all. Basic group life is typically very affordable and offers great value as a retention tool.

  • Can employees add coverage for their spouse or kids?

    Yes—many group life plans offer optional family coverage employees can elect during enrollment.

  • What if an employee leaves the company?

    Some plans allow the employee to convert or port their coverage. We’ll explain the options clearly when setting up your plan.