Life Insurance in East Texas

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Because your people matter most

Coverage that supports your family long after you're gone.

At Tatum Insurance Group, we help folks in Frankston and across East Texas make smart, pressure-free decisions about life insurance. Whether you're protecting your family, planning for the future, or offering coverage through your business, we’ll walk you through your options—from affordable term life to lifelong protection. As an independent agent, we’ll find the policy that fits your life—not just a sales quota.

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Term Life Insurance

Affordable protection for a set period—ideal for families who want strong coverage while kids are young or a mortgage is active. We’ll help you choose a term length and benefit that fits your budget.

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Whole Life Insurance

Permanent coverage that builds cash value over time and lasts your entire life. A smart option if you want lifelong protection and stable premiums.

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Group Life Insurance

Offered through your business to cover employees and their families. Great for small businesses that want to provide peace of mind and added value to their team.

Have questions? You’re not the only one.

  • What’s the difference between term life and whole life?

    Term life covers you for a specific number of years, while whole life lasts your entire life and includes a cash value component. We’ll help you weigh the pros and cons.

  • How much life insurance do I need?

    That depends on your income, debt, and family needs. We’ll help you estimate what makes sense for your situation—whether you're starting a family or planning for retirement.

  • Can I afford life insurance on a tight budget?

    Most likely, yes. Term life policies are often very affordable, and we’ll help you compare options to find a plan that gives you peace of mind without straining your finances.

  • Why go through an independent life insurance agent?

    Because we’re not tied to one company. That means we can shop around to find the best policy and rate for you—and we’re here to answer your questions anytime.

  • Do I need life insurance if I already have a policy through work?

    It’s a great start, but usually not enough on its own. We’ll help you layer in extra protection that stays with you, even if your job changes.