General Liability Insurance in Texas

Coverage that protects your business from the unexpected.

If you work with customers, set foot on job sites, or have a brick-and-mortar location, general liability insurance is one of the most important coverages you can carry. At Tatum Insurance Group, we help small businesses across East Texas—from contractors to shop owners—get the right liability protection in place, so one accident doesn’t turn into a major financial loss.

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A foundation every business needs.

This policy helps protect your business when something goes wrong—whether a customer trips in your office or you accidentally damage someone’s property on a job. Many clients and contractors won’t hire you without proof of GL insurance, and we’ll make sure you meet their requirements without overpaying. Need a certificate of insurance (COI) fast? We’ve got you. Serving Frankston, Tyler, and across East Texas, we’ll help you get compliant and confident.

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Simple Protection with Serious Value

It’s the go-to policy for everyday business risks—and often the first type of insurance a small business needs. We’ll walk you through what’s included and make sure your policy reflects your operations.

Bodily Injury

Covers medical expenses if someone is hurt on your property or job site.

Property Damage

Helps pay to repair or replace someone else’s property if your business causes damage.

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Legal Defense

Covers attorney fees, court costs, and settlements if you’re sued for a covered event.

Advertising Injury

Protects against claims of slander, libel, or copyright infringement in your marketing.

Got questions about general liability in Texas?

  • What does general liability insurance cover for a small business?

    It covers third-party injuries, property damage, and legal costs—common risks that come with running a business. We tailor policies to fit your specific work.

  • How much does general liability cost for a contractor in Texas?

    Costs vary based on your trade, claims history, and policy limits. We’ll shop multiple carriers to find competitive options that meet jobsite requirements.

  • Is general liability required for contractors in Texas?

    It’s not legally required, but many clients won’t hire you without it. We can help you stay covered and contract-ready.

  • What’s the difference between general liability and professional liability?

    General liability covers physical risks (injury, property damage). Professional liability covers claims related to services, errors, or advice. You might need both depending on your business.