RV Insurance in East Texas

Protection for your home on wheels.

Whether you’re road-tripping in a motorhome or riding the backwoods on an ATV, Tatum Insurance Group helps folks in Frankston, Flint, and across East Texas get the right recreational vehicle coverage. We offer affordable policies that cover your RV, travel trailer, camper, or off-road vehicle—so you can explore more and worry less.

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Built for the way Texans travel.

Not all adventures fit neatly into an auto policy—especially when you're pulling a camper or cruising on a four-wheeler. RVs, motorhomes, and trailers need their own coverage, and we’ll make sure you’re protected whether you’re parked at the lake or on the road. Got a side-by-side or ATV? We’ve got off-road vehicle insurance for that too. We’ll walk you through liability, collision, and coverage for everything from your RV’s contents to your camper’s awning.

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Adventure-Ready Protection

This kind of coverage is built to handle the unique risks of living, traveling, and playing on wheels. Whether you use your RV full-time or just on weekends, we’ll tailor the protection to your lifestyle.

Collision Coverage

Covers damage to your RV or trailer from accidents, no matter who’s at fault.

Comprehensive Coverage

Protects against theft, fire, hail, vandalism, and more.

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Liability Protection

Helps cover costs if you cause damage or injuries while driving or parked.

Personal Belongings

Covers items inside your RV or camper, like clothing, electronics, and tools.

Got questions about insuring your RV in Texas?

  • Do I need separate boat insurance if I already have homeowners?

    We’ll help you set up a policy that fits your rig—whether it’s a motorhome, trailer, or pop-up camper. Coverage depends on how and how often you use it.

  • Is RV insurance required in Texas?

    Yes—if it’s a motorized RV or motorhome, liability coverage is required. Non-motorized trailers don’t require a separate policy, but it’s smart to have one.

  • Does my auto insurance cover my travel trailer?

    Not fully. Auto insurance may cover some basic towing liability, but not the trailer itself. We’ll help you fill in the gaps.

  • What about ATVs or side-by-sides—do they need insurance?

    They’re not legally required, but highly recommended. We offer coverage for ATVs, four-wheelers, and other off-road vehicles used on private land or public trails.