Contractors Insurance in Texas

Built to protect the people who build everything else.

Whether you’re a solo builder or run a full crew, you face real risks every time you step on a job site. At Tatum Insurance Group, we help general contractors and construction professionals across East Texas get the right insurance to protect their tools, teams, and bottom lines—without paying for coverage they don’t need.

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Get insured, get compliant, get to work.

We know what East Texas contractors need because we work with them every day—from residential builders and remodelers to framing crews and finish carpenters. Need to meet jobsite insurance requirements? Need coverage fast for your next bid? We’ll build a custom policy that can include general liability, workers’ comp, tools, equipment, commercial auto, and more—everything you need to stay protected and job-ready.

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Protection That Fits the Job

Coverage is tailored to your trade, whether you’re handling concrete, roofing, drywall, or whole-house builds. We’ll help you cover the essentials and add what makes sense for your risk level.

General Liability Insurance

Covers property damage or injuries you cause on the job.

Tools & Equipment Coverage

Pays to repair or replace tools lost, stolen, or damaged on-site or in transit.

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Workers’ Compensation

Covers injuries to your employees—even if Texas doesn’t require it by law.

Commercial Auto Insurance

Covers your work trucks, trailers, and fleet vehicles while in use.

Got questions about contractor insurance in Texas?

  • What insurance do I need as a contractor in Texas?

    At minimum, most contractors need general liability. Depending on your setup, you might also need workers’ comp, tools coverage, or auto insurance. We’ll help you build the right mix.

  • Do I need workers’ comp even if Texas doesn’t require it?

    It’s optional in Texas, but still smart—especially if you have employees or work in high-risk trades. It protects your people and your business.

  • Can I get a full insurance package for my construction company?

    Yes—we offer bundled construction insurance packages that combine essential coverages and save you time and money.

  • How fast can I get a certificate of insurance (COI)?

    Fast. We issue most COIs the same day, so you can stay on schedule and meet jobsite requirements without delays.