Roofers Insurance in Texas

High-risk work needs high-quality protection.

Roofing is one of the most dangerous trades out there—and the right insurance isn’t just smart, it’s essential. At Tatum Insurance Group, we help roofing contractors across East Texas get the coverage they need to protect their crews, equipment, and reputation. From liability to workers’ comp, we’ll make sure you’re jobsite-ready and fully covered.

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Because every job starts with safety.

Roofing companies face high risks—from falls and injuries to property damage and costly lawsuits. Whether you're running a two-person crew or managing multiple roofing projects, we’ll build a custom policy that includes the core coverage you need: general liability, workers’ comp, tools, and commercial auto. We’re familiar with roofer insurance requirements in Texas and can issue your COI fast so you can get on the job.

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Coverage You Can Trust Under Any Roof

We tailor each policy to your roofing business, accounting for the height of the risk and the tools of your trade. You’ll get the coverage you need without paying for what you don’t.

Roofing General Liability

Covers property damage or injuries caused by your crew or materials.

Roofing Workers’ Comp

Helps cover medical costs and lost wages for employee injuries on the job.

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Equipment & Tool Coverage

Protects nail guns, ladders, and other gear from loss or damage.

Commercial Auto

Covers work trucks, trailers, and hauling equipment on the road and at the job site.

Got questions about roofer insurance in Texas?

  • What insurance do roofers need in Texas?

    General liability is a must. Workers’ comp is optional but highly recommended. You may also need tool and vehicle coverage depending on your operation.

  • Is workers’ comp required for roofing companies in Texas?

    It’s not required by law, but most roofers carry it due to the high risk of injury. It protects your crew and your business.

  • How much does roofing insurance cost in Texas?

    Costs depend on crew size, project scope, and claims history. We work with multiple carriers to find the best rate for your needs.

  • Can I get insured if I’m just starting my roofing business?

    Absolutely. We help new and established roofing contractors build policies that fit their work and keep them competitive.